Wondering How Much of Your Landlord's 3rd Property You've Paid For?

Discover exactly how much of their opulent estate you've unwittingly funded! (Hint: It's depressing.)

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Visualize Your "Contribution"

See a detailed breakdown of how much of their property you've graciously funded.

Witness the Horror
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Track Your "Generosity" Over Time

Watch your "investment" grow month by month with our timeline of regret.

Embrace the Sadness
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Compare "Options" (Spoiler: None Are Good)

See how buying (lol, good luck) compares to your current "financial strategy."

Face the Inevitable

25%

Average mortgage "contribution" after 5 years of "living"

0%

Actual ownership you've gained (lol, zero)

$15K

Average annual donation to your landlord's "retirement fund"

The Hilarious Tragedy of Renting

While renting offers "flexibility" (read: no equity), you're basically paying for someone else's vacation home.

Our calculator helps you visualize this financial black hole, so you can cry about it later.

  • See the exact amount of equity you've gifted your landlord
  • Compare against "home ownership" (if you're a millionaire)
  • Get personalized insights into your financial suffering

Ready to Face the Harsh Truth?

(you can keep scrolling if you need to)

Discover exactly how much of their property you've funded with your "hard-earned" cash.

Calculate Your Misfortune

The Cold, Hard Truth About Homeownership

The Numbers Don't Lie

Did you know that in most major cities, the average down payment is more than a year's rent? Yeah, we didn't either (until we looked it up).

And with rising interest rates, you'd need to sell a kidney (or two) just to afford the monthly payments.

Avocado Toast Economics

They say if you stop buying smashed avo, you can afford a house. Let's do the math:

  • Average smashed avo toast in Sydney: $22
  • Days in a year: 365
  • Annual savings: $8,030 AUD
  • Median Sydney house price: $1.4M AUD

Congrats! In just 174 years, you'll have enough for a deposit on a 1-bedder in Parramatta!

Brew Your Way to (Eventual) Riches

Skip the $6 flat whites and start brewing at home. It's the little savings that (maybe) add up.

The Aussie Math:

  • Flat white at a cafe: $6 AUD
  • Home-brewed coffee: $1 AUD
  • Daily savings: $5 AUD
  • Yearly savings: $1,825 AUD

At this rate, in just 153 years, you might have enough for a parking spot in Bondi.

Alternatives (Because Buying Is a Distant Dream)

Roommate Roulette

Embrace the chaos of shared living! You'll save money, but you might also lose your sanity.

Van Life (If You Dare)

Trade walls for wheels! Live the nomadic life, but remember to factor in petrol costs.

Cardboard Castle

Cheap, eco-friendly, and mobile! Just watch out for rain.

Live with Parents

Free rent, but at what cost?

Fuel My Financial Despair (Seriously, Buy Me Coffee)

Running this site on caffeine fumes, existential dread, instant ramen, and a lot of tears. Help me afford a decent brew (and maybe a therapist who doesn't judge).

Coffee Fund

(Look, I'm not above begging.)(Every little bit helps.)(We're all in this financial dumpster fire together.)(Let's be real, we're all royally screwed.)(Maybe if you already own a house, help a brother out?)(I promise to use it for coffee, not therapy...)(Ok maybe a little therapy...)(And maybe some instant noodles...)(Who am I kidding, it's all going to therapy...)(Send help...)(Or money...)(Preferably money...)(Did someone say money?...)(Please...)(help...)

Questions You're Too Afraid to Ask

How does this "magic" work?

We compare your rent to their mortgage, showing you how much of their wealth you've built.

Does it account for property "appreciation" (lol)?

Yes, we factor in their rising property value, making your contribution even more depressing.

What about "maintenance costs" (their problem)?

We subtract typical landlord expenses, because even they deserve a break (from you).

Is my data "safe" (who cares)?

Yes, we don't store your info. We just want you to see the financial abyss you're in.

So what can you ACTUALLY do?

Feeling overwhelmed? We've got practical steps you can take to improve your situation.

Find Out What You Can Do
HappyHour.S